Crucial Things to Do When Buying a New Car in India

Top 10 Crucial Things to Do When Buying a New Car in India

Introduction

In a country like India, owning a new car is a significant milestone, and the experience is often considered auspicious. However, the Indian car market can be challenging to navigate due to the scattered nature of sales and the prevalence of questionable dealer practices. To ensure a smooth and satisfactory car-buying experience, it's essential to consider several crucial factors before making a purchase. This blog will outline the top 10 crucial things you should do when buying a new car in India.

1. Select the Right Brand and Model

Choosing the right car begins with extensive research and understanding your specific needs. Avoid impulsive decisions and take the time to evaluate various brands and models within your budget. Look at factors like market performance, life cycle timeline, and body type relevance to your intended use. If you frequently drive on rough roads, a low-slung sedan may not be the ideal choice, for instance.

2. Set Budgets for Cost of Ownership and Depreciation

Purchasing a car goes beyond the initial cost; you must also be prepared for the cost of ownership over time. Ignoring this crucial point can lead to unexpected financial surprises later on. Research and compare depreciation rates among different brands and cars to better understand the long-term costs involved.

3. Always Test Drive

Never overlook the importance of test driving your potential car. While expert reviews and opinions are valuable, your experience with the vehicle matters most. Take an extensive test drive on various roads and terrains that match your regular usage. This will provide valuable insights into the car's real-world performance, comfort, and noise levels.

4. Choose Between Petrol and Diesel with Emission Norms in Mind

With the implementation of stringent BS6 emission norms, the decision between petrol and diesel vehicles has become more complex. Consider factors such as your typical driving conditions, fuel quality, and the car's engine type before making a choice. Diesel engines with DPF (Diesel Particulate Filter) may face issues if primarily driven within city limits, making petrol engines a more suitable option for urban commuting.

5. Prioritize Safety Features

Safety should be a paramount concern when purchasing a new car. Thanks to organizations like Global NCAP, consumers are now more conscious of crash test results and safety features. Look for standard safety features like dual airbags, ABS, rear parking sensors, and speed sensing alarms. Additionally, consider features like Electronic Stability Program (ESP), seatbelt pre-tensioners, and Traction Control (TC) for enhanced safety.

6. Shop Around for the Best Offer

Negotiation is a critical part of car buying. Don't settle for the first deal you come across. Car dealerships often work with significant profit margins, so it's beneficial to shop around and gather quotations from multiple dealerships. Compare ex-showroom prices, taxes, insurance costs, and accessories to secure the best deal.

7. Ask for the Vehicle Identification Number (VIN)

To ensure you're getting a fresh car, ask the dealer for the Vehicle Identification Number (VIN). This will allow you to check the official manufacturing date and verify if the vehicle has been stored in the stockyard for an extended period. A vehicle that has been idle for too long could have incurred rusting or other damages, which might give you leverage to negotiate for a discount.

8. Avoid Unnecessary Charges and Opt for Cash Discounts

Beware of dealerships asking for handling charges, as these expenses should be borne by the dealer, not the customer. Additionally, when dealers offer free accessories, consider asking for an equivalent cash discount instead. Often, dealers charge more for accessories compared to their market price, so buying them separately can save you money.

9. Arrange Your Own Insurance

Dealers may try to sell insurance at inflated prices, citing additional charges and commissions. Avoid this by getting your car insured from an external provider. You can tailor the policy to your needs and take advantage of No Claim Bonus (NCB) from your previous vehicle's insurance policy.

10. Don't Pay for Insurance and RTO Before Pre-Delivery Inspection (PDI)

To ensure a satisfactory purchase, avoid paying the full cost of the car before performing a thorough pre-delivery inspection. Once you are content with the car's condition, pay the remaining amount, and proceed with the delivery.

Conclusion

Buying a new car is an exciting experience, but it requires careful consideration to make the right decision. By following these ten crucial steps, you can navigate the Indian car market with confidence and ensure that your new car meets your needs and expectations. Remember to conduct thorough research, test drive the vehicle, prioritize safety, and negotiate effectively to get the best deal on your dream car. Happy car hunting!